The 6 Secrets of Car Insurance Quotes

Using your own tricks of car insurance against them to reduce your car's insurance premium and get a cheaper deal - 6 Secrets Revealed

Sometimes capture car insurance premiums. People living in places with more crime car or have more expensive cars pay more, for example. But they are not the only insurer of your premium.

The insurers have gone as far as making surgeons tend to have more accidents to be had than to make any other profession and building society less responsible. They know that Virgos were worse for accidents last year, but more condemnations had Pisceans.

That is, your premium based on age, sex, work, zip code, where the park park as well as what you drive.

But providers of car insurance does not have to have everything its own way - we have found six ways to get cheaper car insurance that is similar to what she did not know.

1. With the right job title

If you describe yourself as a "boss" when the application filling out for car insurance its average price is £ 98 higher than when "kitchen staff" written GoCompare.com comparison site found - not just cooks who have this problem.

"Music teachers" pay more than "teachers" Pay "branch managers" pay more than the "office administrators" and "construction workers" pay more than the "builders" who - in turn - pay more than "bricklayers".

Basically, if your work fits into more than one category, check auto insurance deals for all of them are before applying. For more information on how your work affects your car insurance visit the Gocompare guide. And if you're a full-time parent or makeup are absolutely sure that the checkbox and not "unemployed" - which could save you nearly £ 300.

2. Add another experienced driver to the policy

It's a crime to tell someone who is not the main driver for a car, but adding a secondary manager is completely legal - and more than that, you can save money.

Get their permission first, then add an experienced card with decent clean claims history will not drive your safer driver.

3. Do not let it last until the last moment

Searching for switching and car insurance three weeks before the renewal date, rather than the day, an average of £ 280, the comparison portal Comparethemarket - with even greater savings available to younger drivers.

Oh, and be absolutely sure to compare and change - Moneysupermarket.com figures show nearly 6 million motorists simply accept your bid for automatic renewal - it costs £ 113 per year.

4. Get some cash

Comparisons make money, because when you switch from products they get a mediation fee from the insurer. But if you are wise, you can get the money yourself.

Topcashback offers up to £ 110.25 cashback when you go through it. Once you get around and find the one that is much cheaper, head to one of them and see if you can get a better deal by switching through the cashback website.

5. Payment in advance

Did you know that many insurance companies charge interest on your payments when you distribute the costs over the year? Well, they do. An average of £ 62 more Moneysupermarket worked. Therefore, if possible, pay in advance.

6. Cut off your extras and increase your excess

What is it included in your car insurance quote? Was support road? Windshield cover? Car theft? Driving abroad? Accident insurance? A holiday car? Each additional supplements the bonus. More than that, many of them are already covered by things like travel insurance, the AA affiliation, household insurance or even your bank account.

Check that you do not pay twice and then look to see if you really need these extras. Oh, and you need to check the amount of excess is in your policy. This is the amount you have to pay when a claim is claimed. The lower the surplus is the higher car insurance, finding out how you can afford to be in the event of an accident and establish its excess - even £ 50 can make a difference.

And of course...

They lowered their price, but pay less is sure as well as car insurance providers compare.

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