This week, I answered a few questions from readers about the benefits of health care and looked at the coverage options for people who travel frequently.
Why no preventive health recommendations for men as well as for women under health law? Women and breast cancer receive much attention from local health care. Heart disease, diabetes, prostate and colorectal cancer are some examples of educational opportunities and screening for men.
There are many recommendations for preventive care for men in health law, although most of the examples you are also mentioned for are women. According to the law, the services must be provided by the Working Group of US Preventive Services without providing some charge to people from their own pockets. The independent panel of medical experts recommend that men and women are examined for high blood pressure, cholesterol levels and high blood glucose, and for colorectal cancer. However, routine screening for men's prostate cancer is not recommended to reduce the research in view of the disease's death. (Medicare covers an annual test for prostate cancer, but may have owed an extra charge.)
The authors of the health care law special attention to the needs of health care for women, creating additional recommendations directed specifically to them. This was addressed to women's address detected gaps in services, especially in the areas of sexual and reproductive health, said Adam Sonfield, Policy Director at the Guttmacher Institute, Research and Reproductive Health Policy Organization.
The Federal Government is in the process of updating the guidelines for the preventive health of women. If you adopt the recommendations of the working group this fall, the insurers begin without charge for men to cover condoms and vasectomy. The addition of these benefits at no cost would address inequality in the rules of current reporting and help women and men to avoid unwanted pregnancies.
The authors of the health care law special attention to the needs of health care for women, creating additional recommendations directed specifically to them. This was addressed to women's address detected gaps in services, especially in the areas of sexual and reproductive health, said Adam Sonfield, Policy Director at the Guttmacher Institute, Research and Reproductive Health Policy Organization.
The Federal Government is in the process of updating the guidelines for the preventive health of women. If you adopt the recommendations of the working group this fall, the insurers begin without charge for men to cover condoms and vasectomy. The addition of these benefits at no cost would address inequality in the rules of current reporting and help women and men to avoid unwanted pregnancies.
I am 74 years old and Medicare. My mother died of ovarian cancer and two aunt maternal and my grandmother had breast cancer treatment worse. BRCA Test Does Medicare Cover Work?
If you have already been diagnosed with cancer and tests for Medicare in general, tend to have a family history of breast and ovarian cancer genetic tests in general, involves two BRCA mutations.
Throughout its history, the Medicare program provides health benefits to the elderly and disabled Americans, not to focus them on the treatment of injuries and disease. The test program now includes mammograms and colonoscopies, although some cancer diseases, in particular the Congress, authorize the change.
It is bored approach, Dr. J. Leonard Lichten, deputy chief physician of the American Cancer Society, said. "I'm angry that this is not covered," he said.
BRCA test results could be important not only for women but also for their siblings and children, Lichten said.
The Preventive Services Working Group of the United States recommends that women who have a family history of breast or ovarian cancer have to be screened to determine if they are at increased risk of potentially damaging genetic mutations and, where appropriate, genetic counseling and BRCA tests. In the context of health law, private insurers need to cover such evidence without it charging women. However, this provision is not for Medicare application.
There are no secure options for the exam, said Lichten. Genomics color, for example, provides a genetic test that analyzes 30 genes associated with hereditary cancers, including BRCA 1 and BRCA 2 for $ 249.
Are there ways for people to travel regularly with plans? Emergency costs for an accident should be covered, but what is the aftercare after an accident or illness during a trip? How does it work together with networks becoming increasingly close suppliers?
The situation that you describe can be difficult to handle. Under the health law, the insurer may no longer have to pay for the care in an emergency room, which is not in the provider network, which had ordered urgently care network.
But once you leave the emergency room, you can be hit with loads outside the network too when you are admitted to the hospital, for example, or other follow-up care needs and are away from home.
You have some options. Individual Blueprint Blue Shield plans are sold in many markets across the country to provide access to BCBS providers and abroad.
Be sure to check with individual plans before signing blue, if such coverage is important to you, said Paul Rooney, vice president of Carrier Relations at eHealth.com, the online insurance broker.
"Some of the local blues draw [cover] their offerings," he said.
You could consider purchasing an accident insurance. These plans usually pay a fixed dollar amount to compensate your costs if you are injured in an accident. However, can be tricky, said Nate Purpura, vice president of consumer affairs at eHealth.com. Policies do not cover pre-existing medical conditions, and so the insurer can deny a claim that it is related to an earlier medical problem, he said.
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